Policysense Kernel
It provides common services for the entire suite. The kernel is included in all Policysense subscriptions.
What does the Policysense kernel include?
Product configurator
The product configurator is an essential tool to customize and adapt the insurance products managed by Policysense to your needs. Its efficient design allows for rapid configuration of new products, reducing the time it takes to bring these products to market. This setting affects the behavior of the entire Policysense suite, allowing for a personalized experience tailored to your needs.
Workflows
Configure and orchestrate your business processes with steps delegated to humans – these steps are translated into tasks for users and groups of users.
Approvals
Approvals required for various system actions can be configured. These approvals can involve more than one person, and can be configured based on various criteria.
Rating motor
Engine for calculating premiums, insured amounts, surcharges, and discounts. It allows the use of rate tables, formulas made in low-code, or consumption of APIs for calculations. In the same way, you can calculate these separate amounts in installments or at different frequencies, and segmented by coverage. If desired, these calculations can be exposed through our API layer.
Underwriting
Designed to allow you to select and categorize risks with high precision and in the most efficient way possible. Its functionality includes a workbench for subscribers, automated subscription through rules, request management, and rules-based integrations. In the same way, the tool allows the manual modification of underwriting cases and orchestrates the entire risk approval process.
Secure Message Center
Secure communication with all your users. Allows you to define multiple service accounts for customer service, intermediaries, and external parties. Send mass messages for notices and news to a whole group of users. Allows some types of users to send individual messages to other users. Certain business processes can generate automated messages based on templates.
Teamwork
In addition to the secure messaging center, Policysense includes video chat capabilities (including for prospect use), Slack and Teams integrations, course and news management for different types of users, and user profiles. One of the main purposes of these tools is to improve teamwork.
User Management
It allows you to define granular user permissions based on the structure of the business units and the positions of your company. Manage your users easily and safely. Includes single sign-on capabilities for integrations with other systems.
Repository of Clients and Prospects
Centralized management of the information of all your clients and prospects
Portals
All the solutions that make up the Policysense suite expose their functionality through portals optimized for self-service.
Analytics
Transform decision making in your company with our business intelligence dashboards. Stay on top of key metrics and real-time trends to take informed action and drive growth for your business.
Policysense Kernel
Features and services common to the entire suite
Portals
Portals optimized for self-service
Analytics
Business intelligence dashboards. With key metrics and real-time trends.
Teamwork
Chat capabilities with video calls, integrations to Slack and Teams.
User management
Model user roles. Authentication and authorization.
Secure message center
Engage in a secure communication center with all users.
Customer repository
Centralize customer and prospect information.
Product configurator
Set the configuration and characteristics of the products.
Approvals
Configurable based on criteria for various system actions.
Underwriting
Designed to select and categorize risks accurately and efficiently.
Rating motor
Engine for calculating premiums, insured amounts, surcharges, and discounts.
Workflows
Control tasks, schedules, and user interaction with the system.
